Terms of Service

Last updated: 1/24/2025

These Terms of Service (“Agreement”) govern the use of the services provided by Crowdcopia LLC through our website, mobile applications, and any related services (collectively referred to as the “Services”). By accessing or using our Services, you agree to be bound by these Terms of Service. If you do not agree with these terms, do not use our Services.

  1. Acceptance of Terms

By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by this Agreement. This Agreement constitutes a legally binding contract between you and Crowdcopia LLC. We reserve the right to update, modify, or change the terms at any time, and any such changes will be effective upon posting on this page. Please check this page regularly for updates.

  1. Our Services

Crowdcopia LLC provides direct lending services to qualified borrowers. We offer personal and business loans, with terms and conditions tailored to each borrower. As a lender, we offer financing to individuals and businesses, and the loan amounts, interest rates, repayment schedules, and any associated fees are determined on a case-by-case basis. All loan agreements are subject to approval following a review of your application and financial information.

  1. Eligibility

To use our Services, you must meet the following eligibility requirements:

  • Be at least 18 years of age.
  • Be a resident of a jurisdiction where our Services are available.
  • Provide accurate and truthful information during registration and loan application processes.
  1. Account Registration

To access certain features of our Services, you may be required to create an account. When creating an account, you agree to provide accurate, current, and complete information, and you are responsible for maintaining the confidentiality of your login credentials. You agree to notify us immediately of any unauthorized use of your account.

  1. Loan Applications and Approvals

When you apply for a loan through our Services, you authorize Crowdcopia LLC to conduct necessary checks, including but not limited to credit checks, to assess your eligibility for the loan. All loan terms, such as interest rates, repayment schedules, and fees, will be clearly outlined in your loan agreement. We reserve the right to approve or deny loan applications at our discretion.

  1. Interest Rates and Fees

The interest rates and fees associated with loans provided through Crowdcopia LLC are determined based on various factors, including the loan amount, term, and the borrower’s creditworthiness. All fees and charges will be disclosed to you during the application process, and you agree to pay them as part of your loan agreement.

  1. Loan Repayment

You agree to repay the loan according to the terms outlined in your loan agreement. This may include monthly payments, interest charges, and any applicable fees. Failure to make payments may result in penalties, additional fees, and potentially affect your credit rating.

  1. Privacy and Data Collection

We value your privacy. By using our Services, you agree to the collection and use of your personal data as described in our Privacy Policy. We may collect information such as your name, address, social security number, financial details, and other data necessary to facilitate loan applications and provide our Services.

  1. Restrictions

You agree not to use the Services for any unlawful purpose or in a manner that could damage, disable, or impair the Services. You also agree not to attempt to gain unauthorized access to any systems or networks connected to our platform.

  1. Dispute Resolution

In the event of a dispute arising from this Agreement or the Services, you agree to resolve the matter through binding arbitration rather than litigation. Arbitration will be conducted in accordance with the rules of the American Arbitration Association.

  1. Limitation of Liability

Crowdcopia LLC is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our Services or any loans provided through our platform. We do not guarantee the availability of loans, nor do we endorse any specific lenders or loan terms.

  1. Termination

We may suspend or terminate your access to the Services at any time, without notice, if we believe you have violated any terms of this Agreement or if we are unable to verify the information provided by you.

  1. Governing Law

This Agreement will be governed by and construed in accordance with the laws of the state of Pennsylvania, without regard to its conflict of law principles.

  1. Contact Information

If you have any questions or concerns regarding these Terms of Service or our Services, please contact us at:

Crowdcopia LLC
42 E Baltimore Lansdowne PA, 19050
215-360-4734
info@crowdcopia.com